(Continuation news of PRAGATIINS): against expense (withholding tax) and outstanding dividend yet to be paid to the respective persons and authorities, and Note 21 describes that there is receivable from Jamuna resort ltd which may not be realized. Our opinion is not modified in respect of this matter. Note- Profit and Loss Schedule: Balance of Net Premium was BDT 1,024,536,256 and BDT 817,154,881 (cont. 2)